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5 of the most affordable homes on Phinney Ridge

History, style, location, and quintessential Seattle

By Tom Trimbath

A trip through Phinney Ridge’s listings is pretty quick thanks to low inventory, so we’re grading on a curve here—the priciest of the five is still almost a million-dollar house. Close to Green Lake, the zoo, and lots of buses, Phinney evidently has a valuable balance.

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Keep it simple. Keep it small. Keep it sweet. The broad front porch with filigreed braces set the tone for this 1912 one-bedroom, one-bathroom classic. The house is a relatively large 950 square feet and updated enough to feel more modern. It has the tiniest price of the five, $484,950; the tiniest lot, 1,742 square feet; and is the closest to Green Lake. A nice combination for someone who wants to get aerobic in nature.

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Another classic, this time a 1924 Craftsman with box beam ceilings, fir floors, and a clawfoot tub. It, too, is a one-bedroom, one-bathroom home, and at only 530 square feet, would qualify as a tiny home to some. Little elements of period style persist throughout. The $499,000 package includes the 1,742-square-foot lot, complete with a garden and patio. An unfinished basement and detached garage stretch the living space.

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Look through the windows of the previous house and see this one, its 1926 Spanish Revival neighbor that’s for sale at $575,000. It is much larger, four bedrooms, three bathrooms, and 2,000 square feet on a much larger 3,800-square-foot lot. The distinctive style is more noticeable. Impressive stone work around the fireplace is framed by bookcases protected by tulip glass doors. This could be the perfect home for someone ready for a restoration project.

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It is possible to find newer homes on Phinney Ridge. This two-story contemporary was built in 1988. Wait long enough and it will be historic, too, but for now, the three-bedroom, three-bathroom, 1,640-square-foot home sits on the market at $749,000. The house sits on a 3,000-square-foot lot and includes skylights, a jacuzzi tub, a two-car garage, and soaring ceilings. There are even views through the trees.

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There are so few homes on the market that the next step up barely stays under a million, at $985,000. For someone it will be affordable. It is also exquisite, which is not a surprise; the 1911 Craftsman home used to belong to a designer. Three bedrooms, one and three-quarter bathrooms, 2,220 square feet inside and 4,791 square feet include sweet details like the custom kitchen with decorative tiles and the partial glass block shower. Enjoy the rich colors, rooftop deck, and established garden.